Plan a visit
Tell us what you need. We’ll show whether it’s covered, whether your doctor takes your plan, what it really costs where you live, and what to do before you go.
Answers for:
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Here as a patient?
Tell us what you need. We’ll show whether it’s covered, whether your doctor takes your plan, what it really costs where you live, and what to do before you go.
Is it covered?
Yes, labor and delivery is covered, but expect to pay toward your deductible and out-of-pocket maximum.
Prior authorization is rarely required for this. Most plans ask you to notify them of the admission; no prior approval is needed for labor.
For employer or Marketplace plans. Full answer and sources · Check against my own plan
Will your doctor take your plan?
Add a doctor above to check them against your insurer’s directory.
Find in-network midwife near youBefore you go
Make sure every provider is in network
The doctor, the facility, and anyone else involved (like anesthesia or radiology) each bill separately.
Get a written estimate
Ask the office for the billing codes and an estimate. Uninsured or paying yourself? You’re entitled to a good-faith estimate.