Before your visit: 5 things to check with your insurance
A few minutes now can prevent a denied claim or a surprise bill.
Check coverage and cost for your visit
Check
- Is this office in network for your plan? Give the plan name on your card, not just the company.
- Do you need a referral? HMO and POS plans usually do; PPOs usually don’t. Original Medicare never does.
- Does it need prior approval? We’ll request it; ask us before you schedule.
- What will you owe? Ask us for the billing codes; your plan can tell you your cost.
- Bring your insurance card, a photo ID, and a list of your medicines.
No insurance, or paying yourself?
- Ask for a written good-faith estimate before planned care.
- Ask about the self-pay price and financial assistance.
- You may qualify for Medicaid or help paying for a plan: check before your visit.