Is depression screening covered by insurance?
Routine screening for depression and anxiety. Here’s how each kind of plan usually handles it.
- Employer or MarketplaceUsually covered
Yes, depression screening is covered at $0 as preventive care.
More details
Depression screening for adults and adolescents, and anxiety screening for many adults, are recommended preventive services.
Cost: $0 in network when it qualifies as preventive; follow-up or diagnostic work can have normal cost sharing.
- Original MedicareUsually covered
Yes, Medicare covers one depression screening a year at $0.
More details
It must occur in a primary care setting that can provide follow-up treatment and referrals.
- Medicare AdvantageUsually covered
Yes, Medicare covers one depression screening a year at $0.
More details
It must occur in a primary care setting that can provide follow-up treatment and referrals. plans must cover Medicare’s preventive services at $0 when you use an provider.
Cost: $0 in network for the preventive service; follow-up care can have your plan’s copays.
- MedicaidUsually covered
Yes, Medicaid covers depression screening.
More details
Screening is part of preventive and services.
What usually has to be true
- Screening is preventive; treatment afterward has normal cost sharing.
Good to know
- Postpartum depression screening is also a covered preventive service.
Related
- Therapy & counseling · Outpatient psychotherapy with a psychologist, LCSW, LPC, or MFT.
- Psychiatrist · Psychiatric evaluation and medication management.
Sources
Typical rules for 2026 plans, checked against these sources on October 20, 2026. Your plan’s own documents decide.
- 1Preventive care benefits for adults
HealthCare.gov
Covered adult preventive services include blood pressure, cholesterol, colorectal cancer, depression, diabetes, HIV, hepatitis, and lung cancer screenings, immunizations, PrEP for HIV prevention, tobacco-cessation interventions, and obesity counseling, when criteria are met.
- 2Depression screening
Medicare.gov
Part B covers one depression screening per year in a primary care setting at no cost.
- 3Compare Original Medicare and Medicare Advantage
Medicare.gov
Medicare Advantage plans cover everything Original Medicare covers (except hospice, which Original Medicare continues to pay), usually use provider networks, often require referrals or prior authorization, and may offer extra benefits such as dental, vision, and hearing.
- 4Mandatory and optional Medicaid benefits
Medicaid.gov
States must cover mandatory benefits such as inpatient and outpatient hospital care, physician services, laboratory and X-ray services, home health, and nursing facility care; many other benefits, including adult dental, vision, and prescription drugs coverage details, are state options.
General information about how coverage usually works, not a decision about your plan. Your plan documents and insurer have the final word.